Terms of Service Effective date: February 12, 2026 1. About the Service These Terms govern your access to and use of this software, websites, and related services (the "Service"). The Service provides digital tools and content. By creating an account or purchasing digital items, you agree to these Terms. 2. Eligibility The Service is intended for adults only. You must have the legal capacity to enter into a binding contract. 3. Accounts and Access Use of the Service may require you to authenticate with a third-party platform. You are responsible for all activity on your account and for keeping your credentials secure. You may not share, resell, or transfer access unless we approve in writing. 4. Digital Goods, License, and Delivery Digital items are delivered electronically and may require an account to access. We grant you a limited, non-exclusive, non-transferable, revocable license to use the digital items for your personal or internal business use. You do not acquire any ownership or intellectual property rights in the digital items. 5. Payments, Taxes, and Merchant of Record Payments are processed by our payment provider (e.g., Paddle) who may act as merchant of record. Pricing, taxes, and VAT may be calculated and collected at checkout by the payment provider. 6. Refunds and Right of Withdrawal (EU/UK) Refunds are provided only as stated at checkout or as required by law. If you are in the EU/UK and purchase digital content, you agree to immediate delivery and acknowledge that you lose your 14-day right of withdrawal once delivery begins. 7. Acceptable Use You may not misuse the Service, attempt to bypass security, or use the Service for unlawful purposes. You are responsible for content or messages you send using the Service. 8. Availability and Changes We aim for reliable availability, but the Service may be interrupted for maintenance or due to factors outside our control. We may update or modify the Service, including digital items, from time to time. 9. Termination We may suspend or terminate access if you violate these Terms or if required by law or the payment provider. Upon termination, your license to digital items ends. 10. Disclaimers The Service is provided "as is" and "as available" without warranties of any kind. 11. Limitation of Liability To the maximum extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages. Our total liability for any claim is limited to the amount you paid for the digital item that gave rise to the claim. 12. Governing Law These Terms are governed by the laws of your place of residence where required, otherwise by the laws of [COUNTRY/STATE]. 13. Contact Contact Name: Scott Mellors Address: Unit 163914, PO Box 7169 Address: Poole, BH15 9EL Email: me@ghostlytuna.co.uk